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Blueprint for Success

FAQs

Mortgage 

Huron Valley Financial, Inc.
ISAOA
2395 Oak Valley Drive
Suite 200
Ann Arbor, MI  48103
Loan #

What size file can be uploaded via our website?

50 MB

Where should the original Notes be delivered?

Huron Valley Financial, Inc
2395 Oak Valley Drive
Suite 200
Ann Arbor, MI  48103
Attn: Post Closing

How should the Note endorsement read?

Huron Valley Financial, Inc.

Does the original Note need to be received by rate lock expiration date?

Yes.  The original Note needs to be received on or before the rate lock expiration date to meet your lock.

Does HVF Partners accept non-MERS loans?

No.  All loans must be MERS ready…

How are we alerted that a file has pre-purchase conditions?

The status of your loan in your pipeline  will be TPO – Review.  An email will be received.

What is the process for uploading pre-purchase conditions?

Post Closing conditions should be uploaded into the appropriate folder or folders:
  Credit Pkg
  Compliance
  Closing Pkg

How long do we have to satisfy pre-purchase conditions?

TPO customers have 5 days to clear conditions after they have been posted.

Where can I find the Loan Submission Checklist?

Submission Checklists can be found on the HVF Partners website under Documents.

As a Mortgage Broker, how do I request FHA case numbers?

Our appraisal department will handle this task for you.  Upon receipt of you appraisal order our appraisal department will simultaneously obtain your FHA case number and CAVIRS.

What is your lender ID for FHA & VA?

FHA 1250000006

VA   7495840000

TURN TIMES for December 12, 2018

UnderwritingBusiness Days
ConventionalPurchase1-2
ConventionalRefinance1-2
GovernmentPurchase1-2
GovernmentRefinance1-2
HVF Ordered AppraisalsPurchase7
Refinance7
Appraisal Inspection Date3-5
CAD Review1
Purchase Funding1-2
Broker Closing Documents2
UW Conditions Received Before 2 PM EST2
All turn times posted reflect document packages received before 2PM EST

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